FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Easy Checking
A basic checking account
Features Included:
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Debit card*
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Online & Mobile Banking
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Optional iPay(Bill Pay) with Online Banking1
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Mobile Deposit Capture
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Card Valet App
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Unlimited Transactions
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eStatements Free
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Optional Paper statement for $2 per month
Account Requirements
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Minimum opening deposit of $100.00
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Minimum balance fee of $5.00
Ways to reduce your service fee
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Switch to eStatements to avoid the paper statement fee
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To waive the minimum balance fee: Maintain an average daily balance of $200
Banclub Checking
A checking account with Accidental Life Insurance and other benefits
Features Included:
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Debit card*
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Online & Mobile Banking
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Optional iPay(Bill Pay) with Online Banking1
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Mobile Deposit Capture
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Card Valet App
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Unlimited Transactions
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eStatements Free
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Optional Paper statement for $2 per month
Account Requirements
- Minimum opening deposit of $100.00
- Monthly Service Charge2
- $7.95 per month for $10,000 insurance
- $8.95 per month for $20,000 insurance
- $9.95 per month for $30,000 insurance
Ways to reduce your service fee
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Switch to eStatements to avoid the paper statement fee
N.O.W. Checking
A checking account paying a competitive rate of interest
Features Included:
- Interest rate based on a tiered rate structure (Contact us for current rates)
- Debit card*
- Online & Mobile Banking
- Optional iPay(Bill Pay) with Online Banking1
- Mobile Deposit Capture
- Card Valet App
- Unlimited Transactions
- eStatements Free
- Optional Paper statement for $2 per month
Account Requirements
- Minimum opening deposit of $100.00
- Minimum balance fee of $8.00
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Ways to reduce your service fee
- Switch to eStatements to avoid the paper statement fee
- To waive the minimum balance fee: Maintain a daily minimum balance of $700 or Maintain an average daily balance of $1,500
Senior N.O.W. Checking
A checking account paying a competitive rate of interest.
Features Included:
- Debit card*
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Online & Mobile Banking
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Optional iPay(Bill Pay) with Online Banking1
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Mobile Deposit Capture
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Card Valet App
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Unlimited Transactions
-
eStatements Free
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Optional Paper statement for $2 per month
Account Requirements
- Minimum opening deposit of $100.00
- Minimum balance fee of $5.00
- Available for those age 62 and over3
Ways to reduce your service fee
- Switch to eStatements to avoid the paper statement fee
- To waive the minimum balance fee: Maintain a daily minimum balance of $200 or Maintain an average daily balance of $1,500
Young Adult Checking
A basic checking account for the Young Adult
Features Included:
- Debit card*
- Online & Mobile Banking
- Optional iPay(Bill Pay) with Online Banking1
- Mobile Deposit Capture
- Card Valet App
- Unlimited Transactions
- eStatements Free
- Optional Paper statement for $2 per month
Account Requirements
- Minimum opening deposit of $100.00
- Available for those 24 years of age and under4
Ways to reduce your service fee
- Switch to eStatements to avoid the paper statement fee
* Upon approval
1 Bill Pay is Free if one payment is scheduled every 30 days, otherwise $4.95 per month.
2 Insurance Products and services available through BanClub checking account at Security State Bank are: 1) Not deposits or obligations of or guaranteed or insured by the bank or bank affiliates. 2) Not insured by the FDIC or any other agency of the United States. 3) Involve risk, including the possible loss of value.
3 Customers will need to request their current NOW account be converted to a Senior NOW account upon the age of 62. Accounts will not be converted without customer request.
4 On the primary account owner’s 25th birthday, the account is automatically converted to a standard Easy Checking account, subject to the terms and conditions of that account.
