CDs & IRAs

 

Certificates of Deposit

Ideal investment account insured by the F.D.I.C. for investors seeking a higher rate of interest for a fixed term (and may also be used for I.R.A.’s (Individual Retirement Accounts).

  • Term deposits
  • Customer selects term from 91 day to 5 Years
  • Minimum deposit on selected terms from $500.00 to $2,500.00
  • May be used for Individual Retirement Accounts (I.R.A.)
  • Annual percentage yield according to term of certificate
  • Ask for our Truth-in-Savings Disclosure for the terms and conditions
  • 24 Hour Telephone Banking
  • Online Banking
  • Early withdrawal penalty if principal is withdrawn before the maturity date

Individual Retirement Accounts

A flexible savings for retirement insured by F.D.I.C. with many options for you to choose from:

  • Free of annual fees
  • Traditional, Roth & Coverdell Educational IRA’s available
  • You choose a Certificate of Deposit with minimum balance of $500.00
  • If you have less than $500.00 (the minimum balance for Certificates of Deposit), select our I.R.A. Statement Savings Account.
  • Investment terms from 91 Day to 5 Years
  • You choose the term at renewal
  • No bank penalties for regular distributions (There may be Federal IRS taxation penalties for withdrawals)
  • Ask for our Truth-In-Savings Disclosure for the certificate terms and conditions 
 

Have Questions?

Contact us Visit a Branch 

 

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