Personal Banking > Checking

Security State Bank offers a variety of checking accounts to fit your personal style and financial needs. Please contact us to open any of these accounts.

N.O.W. CHECKING

Earn a competitive interest rate on this account

• Unlimited Transactions
• Interest rate is variable and based on a tiered rate structure
• Eligible for electronic check transactions
• Free ATM/Cash & Debit Card
• Free 24 Hour Telephone Banking
• Free Online Banking
• Opening deposit of $100.00 required
• Minimum daily balance of $700.00 or an average balance of $1,500 per month is required to avoid a monthly service charge
• Monthly service charge is $6.00 per month plus $ .12 per debit if below minimum balance required (debit: check you write, automatic withdrawals you set up from this account, or transfers from account)
• FREE to Seniors (age 55 & over) – no minimum balance required and no monthly service charge (Customers are required to notify the bank when they qualify for this free senior account)

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FREE CHECKING

Basic checking account, free of monthly maintenance fee

• No minimum balance requirements
• Unlimited transactions
• Eligible for electronic check transactions
• Free ATM Cash/Debit card
• Interest not applicable
• Free 24 Hour Telephone Banking
• Free Online Banking
• $10.00 discount available on checks ordered from our bank, based on sliding scale of .50 per book for unused checks, when moving account from another bank. One time discount
• Opening deposit of $100.00 required

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REGULAR CHECKING

• Unlimited transactions
• Eligible for electronic check transfers
• Free ATM/Cash & Debit Card
• Free 24 Hour Telephone Banking
• Free Online Banking
• Opening deposit of $100.00 required
• Minimum daily balance of $275.00 required or a monthly service charge of $3.50 plus $ .10 per debit fee. (debit: check you write, automatic withdrawals you set up from this account, or transfers from account)
• FREE of service charges for Seniors (age 55 & over)
• Interest not applicable

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BANCLUB

Accident Life Insurance and Other Benefits available on this account

• Unlimited transactions
• $5.00 discount on checks ordered from our bank
• Eligible for electronic check transactions
• Free ATM Cash/Debit Card
• Free 24 Hour Telephone Banking
• Free Online Banking
• Opening deposit of $100.00 required
• No minimum balance requirements
• Monthly service charge based on amount of accidental life insurance chosen by customer:
  
  $10,000 insurance - $6.95 per month
  $20,000 insurance - $7.95 per month
  $30,000 insurance - $8.95 per month
   
• Other Benefits:
  
  Reduced fee for VISA Travel Money
  Auto Trip Routing
  Travel Discounts
  Credit Card Registration
  Key Ring Protection
  Travel Magazine Subscription
  No fees for photocopies

ACCOUNT DISCLOSURES

Please contact us for a copy of our Account Disclosures and Policies. The following information is available on all of our accounts:

• Terms and Conditions
• Electronic Transfer Policy
• Funds Availability Policy
• Truth in Savings Disclosures
• Privacy Policy

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